Contrasting Bancorp 34 (BCTF) and Its Rivals

Bancorp 34 (OTCMKTS:BCTF – Get Free Report) is one of 310 publicly-traded companies in the “Banks – Regional” industry, but how does it weigh in compared to its rivals? We will compare Bancorp 34 to related businesses based on the strength of its earnings, risk, institutional ownership, profitability, analyst recommendations, valuation and dividends.

Profitability

This table compares Bancorp 34 and its rivals’ net margins, return on equity and return on assets.

Risk and Volatility

Bancorp 34 has a beta of 0.32, indicating that its stock price is 68% less volatile than the S&P 500. Comparatively, Bancorp 34’s rivals have a beta of 0.84, indicating that their average stock price is 16% less volatile than the S&P 500.

Institutional and Insider Ownership

6.5% of Bancorp 34 shares are owned by institutional investors. Comparatively, 37.4% of shares of all “Banks – Regional” companies are owned by institutional investors. 7.4% of Bancorp 34 shares are owned by insiders. Comparatively, 16.7% of shares of all “Banks – Regional” companies are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Bancorp 34 and its rivals, as reported by MarketBeat.com.

As a group, “Banks – Regional” companies have a potential upside of 35.04%. Given Bancorp 34’s rivals higher probable upside, analysts plainly believe Bancorp 34 has less favorable growth aspects than its rivals.

Earnings and Valuation

This table compares Bancorp 34 and its rivals top-line revenue, earnings per share and valuation.

Bancorp 34’s rivals have higher revenue and earnings than Bancorp 34. Bancorp 34 is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Dividends

Bancorp 34 pays an annual dividend of $0.28 per share and has a dividend yield of 2.3%. Bancorp 34 pays out -56.0% of its earnings in the form of a dividend. As a group, “Banks – Regional” companies pay a dividend yield of 12.2% and pay out 18.2% of their earnings in the form of a dividend.

Summary

Bancorp 34 rivals beat Bancorp 34 on 11 of the 12 factors compared.

Bancorp 34 Company Profile

(Get Free Report)

Bancorp 34, Inc. operates as the holding company for Bank 34 that offers various banking products and services to individuals and businesses in the United States. It accepts various deposit products, such as savings accounts, checking accounts, money market accounts, demand and time deposits, NOW accounts, and individual retirement accounts, as well as certificates of deposit. The company also provides term, working capital, construction, USDA, small business administration, equipment, assisted living and skilled nursing, renewable energy and solar equipment, and commercial real estate loans; and small to medium size business and business acquisitions financing; lines of credit; multi-family finance; and employee stock ownership plans, HOA lending, and investor pools of single family rentals. In addition, it offers credit and debit cards; safe deposit boxes; treasury management products; and merchant card processing, cash management, e-banking, mobile and online banking, bill payment, and merchant capture services. The company operates through its network of full-service branches in Scottsdale and Arizona, as well as Alamogordo and Las Cruces, New Mexico. Bancorp 34, Inc. was founded in 1934 and is headquartered in Scottsdale, Arizona.