Full list of the most expensive UK cities to live in where bills are huge

Many people spend over £1,500 a month on their bills

A huge number of UK residents are shelling out more than 70 percent of their income just to cover basic bills. At the top of the charts are people from Liverpool, who spend just over 75 percent of their earnings to pay their bills, with average bills totalling £1,473.90 a month, leaving a mere £490.93 for other spending.

Norwich residents are the second highest proportional bill payers, spending 74 percent of their monthly income just to keep a roof over their heads. Their total bills amount to £1,319.26, leaving them with a paltry £462.49, the lowest disposable income among all cities compared.

Birmingham dwellers also have little left after paying their bills, which total £1,528.24, consuming 72.48 percent of their income, leaving only £580.39 for other expenses. As may be expected, Londoners face the heftiest average bills, at £1,807.74, which takes up 71.84 percent of their earnings, leaving them with £708.76 for other spending.

Nottingham and Plymouth are the other two cities where residents spend more than 70 percent of their income just to make ends meet, at 71.35 percent and 70.51 percent respectively. The latest Household Money Index from MoneySuperMarket reveals that earnings have risen across the UK, with more cash available for home repairs, as spending in this area has surged by 40 percent.

People also have more disposable income to splurge on TV and music streaming services, with spending in this area skyrocketing by 41 percent. This is how the cities compare with the proportion of income spent on bills, followed by the amount spent on bills and the disposable cash left over:

Liverpool - 75.01%

£ 1,473.90

£ 490.93

Norwich - 74.00%

£ 1,319.26

£ 463.49

Birmingham - 72.48%

£ 1,528.24

£ 580.39

London - 71.84%

£ 1,807.74

£ 708.76

Nottingham - 71.35%

£ 1,310.52

£ 526.26

Plymouth - 70.51%

£ 1,172.76

£ 490.54

Leeds - 69.87%

£ 1,286.06

£ 554.52

Manchester - 69.52%

£ 1,625.12

£ 712.48

Bristol - 67.49%

£ 1,236.88

£ 595.77

Cardiff - 67.01%

£ 1,381.72

£ 680.25

Glasgow - 64.25%

£ 1,319.28

£ 733.97

Edinburgh - 63.89%

£ 1,342.40

£ 758.58

Newcastle - 63.21%

£ 1,203.44

£ 700.43

Sheffield - 62.58%

£ 1,222.78

£ 731.05

Brighton - 61.08%

£ 1,278.54

£ 814.83

Belfast - 60.28%

£ 1,117.38

£ 736.17

Southampton - 60.03%

£ 1,238.40

£ 824.57

Southampton has been hailed as the best place for value for money when it comes to household bills, with one local resident sharing just how affordable life can be in the coastal city.

Mum-of-two Maddy Alexander-Grout revealed: "Southampton offers incredible value for money. Our monthly bills total approximately £2,000, which includes our mortgage, utilities, council tax, and other essential expenses.

"This only accounts for roughly 60 percent of our household's monthly income, allowing us to stretch our income much further than we could in other cities. It means we can enjoy more activities without going over budget."