eHealth (NASDAQ:EHTH) & TWFG (NASDAQ:TWFG) Financial Analysis

eHealth (NASDAQ:EHTH – Get Free Report) and TWFG (NASDAQ:TWFG – Get Free Report) are both small-cap finance companies, but which is the superior business? We will contrast the two companies based on the strength of their valuation, risk, analyst recommendations, earnings, dividends, profitability and institutional ownership.

Profitability

This table compares eHealth and TWFG’s net margins, return on equity and return on assets.

Analyst Recommendations

This is a breakdown of recent ratings for eHealth and TWFG, as provided by MarketBeat.

eHealth currently has a consensus price target of $3.50, indicating a potential downside of 23.75%. TWFG has a consensus price target of $27.86, indicating a potential downside of 7.24%. Given TWFG’s stronger consensus rating and higher possible upside, analysts clearly believe TWFG is more favorable than eHealth.

Insider & Institutional Ownership

79.5% of eHealth shares are owned by institutional investors. 4.1% of eHealth shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company is poised for long-term growth.

Valuation and Earnings

This table compares eHealth and TWFG”s revenue, earnings per share (EPS) and valuation.

TWFG has lower revenue, but higher earnings than eHealth.

Summary

TWFG beats eHealth on 8 of the 11 factors compared between the two stocks.

About eHealth

(Get Free Report)

eHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. The company operates in two segments, Medicare; and Employer and Individual. The Medicare segment offers sale of Medicare-related health insurance plans, which includes Medicare advantage, Medicare Supplement, and Medicare Part D prescription drug plans to Medicare-eligible customers including but not limited to, dental, and vision insurance, as well as advertising program for marketing and other services. The Employer and Individual segment engages in the sale of individual, family, and small business health insurance plans; and ancillary products to non-Medicare-eligible customers including but not limited to, dental, vision, and short and long term disability insurance. In addition, the company provides ecommerce platforms and consumer engagement solutions, which includes market leading information, decision support, customer engagement, and transactional services to group of health insurance consumers; and organize and present the insurance information in objective format to individuals, families, and small businesses to research, analyze, compare and purchase health insurance plans. Further, it markets health insurance plans through its websites, including eHealth.com, eHealthInsurance.com, eHealthMedicare.com, Medicare.com, PlanPrescriber.com, and GoMedigap.com. The company also offers online sponsorship and advertising, non-broker of record, lead referral, technology licensing, as well as performs various post-enrollment services for members in Medicare health insurance plans. eHealth, Inc. was incorporated in 1997 and is headquartered in Austin, Texas.

About TWFG

(Get Free Report)

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.